For 2019 Medicare coverage, open enrollment runs from October 15, 2018, to December 7, 2018. This is a time sensitive opportunity for you to choose between traditional Medicare or a Senior Health Plan which could include, Medicare Supplement,  Medicare Advantage, or a Prescription Drug Plan – WITHOUT ANY MEDICAL UNDERWRITING.

My name is Mel Leveque. I am a licensed, independent, insurance agent and the owner of Apron Agencies, LLC.  My goal is to educate you on all of your MEDICARE options, while helping you choose the best coverage available at the least possible cost to you and your family. Here are 5 things you need to know about Medicare Enrollment:

1.       Your Initial Enrollment Period (IEP) for enrollment is a 7-month time frame (3 months before your 65th birthday, the month of your birthday and three months after your birthday month). If you are eligible for Medicare due to disability, your IEP is based on your disability date. The only time you can make changes after initial enrollment is during the Open Enrollment Period.

 2.       There are 2 pathways to enroll in Medicare: 1) Original or 2) a Senior Health Plan such as:  Medicare Supplement, Medicare Advantage. or a Prescription Drug Plan.

 3.       Medicare Advantage Plans: These plans are managed by health insurance carriers. Locally, your options include Humana, Peoples Health, United Health Care and Blue Advantage and various other carriers.  

You have a choice of Senior Health Plans Medicare Advantage plans.  Need help understanding your options?  Call us at 504-416-0237 today!  We will be happy to help you navigate through all your Medicare options, Parts A, B, C and D, as well as Medigap Supplement plans.