When cyber attacks occur, they can result in devastating damages. Businesses have to deal with business disruptions, lost revenue and litigation costs. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any risk management program.

Cyber liability insurance policies are tailored to meet your company’s specific needs and can offer a number of important benefits, including the following:

  1. Data breach coverage: In the event of a breach, organizations are required by law to notify affected parties. This can add to overall data breach costs, particularly as they relate to security fixes, identity theft protection for those impacted by the breach and protection from possible legal action. Cyber liability policies include coverage for these exposures, thus safeguarding your data from cyber crimes;

  2. Business interruption loss reimbursement: A cyber attack can lead to an IT failure that disrupts business operations, costing your organization both time and money. Cyber liability policies may cover your loss of income during these interruptions. In addition, increased costs to your business operations in the aftermath of a cyber attack may also be covered;

  3. Cyber extortion defense: Ransomware and similar malicious software are designed to steal and withhold key data from organizations until a steep fee is paid. As these types of attacks increase in frequency and severity, it’s critical that organizations seek cyber liability insurance, which can help recoup losses related to cyber extortion;

  4. Forensic support: Following a cyber attack, your organization will have to investigate to determine the extent of the breach and what caused the system to be vulnerable. The right policy can reimburse the insured for costs related to forensics and seeking out expert advice. Additionally, some policies can provide 24/7 support from cyber specialists, which is especially useful following a hack or data breach;

  5. Legal Support. In the wake of a cyber incident, businesses often seek legal counsel. Cyber liability insurance can help your business afford the proper legal representation following a cyber attack;

  6. Coverage beyond a general liability policy. General liability policies do not always protect organizations from losses related to data breaches. Supplementing your insurance with cyber insurance can provide you with peace of mind that, in the event of an attack, your business’ financial status and reputation will be protected.

Apron Agencies wants you to be informed and for your business to be prepared in the event that a cyber attack occurs. Call us today at (504) 416-0237 to get more information on how to protect your livelihood.

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Business Interruption Insurance has evolved into an essential risk transfer tool for all industries. Coverage provides resources that aid in recovery and can help get a company back on its feet quickly.

According to data from the Institute for Business Home and Safety, Business Interruption Insurance doesn’t just assist small businesses in meeting payroll and bills during a crisis; it also helps larger companies provide employees and shareholders peace of mind. Of course your shareholders want to make sure your business’ profits are protected in case of fire, hurricane or other disaster.

Don’t wait until your business experiences a significant loss to consider this vital business insurance protection! Contact Apron Agencies, LLC. at (504) 416-0237 or visit and we will help fit this type of coverage into your overall business insurance portfolio.



Many business owners fail to consider how they would manage if a fire or natural disaster rendered their business premises temporarily unusable. According to FEMA, almost 40 percent of all businesses that close down following a disaster never open again.

With advanced planning, there are measures you can take to protect your company’s bottom line. To safeguard your business, consider business continuity coverage, an insurance coverage added to your property package that funds the restoration of your business operations after a loss.

Call us at Apron Agencies today or visit

"Like momma in the kitchen, we got you covered”