ARE YOU PART OF THE 25% OF BUSINESSES THAT NEVER REOPEN FOLLOWING A DISASTER?

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Business Interruption Insurance has evolved into an essential risk transfer tool for all industries. Coverage provides resources that aid in recovery and can help get a company back on its feet quickly.

According to data from the Institute for Business Home and Safety, Business Interruption Insurance doesn’t just assist small businesses in meeting payroll and bills during a crisis; it also helps larger companies provide employees and shareholders peace of mind. Of course your shareholders want to make sure your business’ profits are protected in case of fire, hurricane or other disaster.

Don’t wait until your business experiences a significant loss to consider this vital business insurance protection! Contact Apron Agencies, LLC. at (504) 416-0237 or visit www.apronagencies.com and we will help fit this type of coverage into your overall business insurance portfolio.

IS YOUR BUSINESS PREPARED TO FACE A FIRE OR NATURAL DISASTER?

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Many business owners fail to consider how they would manage if a fire or natural disaster rendered their business premises temporarily unusable. According to FEMA, almost 40 percent of all businesses that close down following a disaster never open again.


With advanced planning, there are measures you can take to protect your company’s bottom line. To safeguard your business, consider business continuity coverage, an insurance coverage added to your property package that funds the restoration of your business operations after a loss.

Call us at Apron Agencies today or visit www.apronagencies.com.

"Like momma in the kitchen, we got you covered”

WHAT IS AN INSURANCE DECLARATION PAGE?

An Insurance Declaration Page (DEC Sheet) is usually the first page of your insurance policy and often summarizes your coverage by providing the following information:

Who is insured?

What is insured?

How it is insured (what type of coverage)?

How much it is insured for (policy limits)?

How long the insurance policy is valid for (effective and expiration dates)?

Looking through all the pages to understand the basics of your insurance policy would be complicated. The insurance DEC page provides the insurance policyholder with a basic overview of their insurance policy in one area so everything is clearly outlined as well as the costs associated with the coverage listed on the page.

The Insurance Declaration page is the most important part of your insurance policy because:

1. It dictates what insurance coverage you have and how your claim will be paid;

2. It tells you what the limits are for each section of the policy; and

3. It includes the premiums charged for the coverage you have purchased.

The declaration page is then followed by the second most important part of your policy, the policy wording which then defines each of the terms found on the DEC page and how they apply in a claim.

Our agents at Apron Agencies can help you review all the sections of your insurance DEC pages and make sure you understand what insurance you have and how well you will be covered in the event of a claim.

ARE YOU READY TO SAVE MONEY AND GET THE BEST INSURANCE COVERAGE AVAILABLE? TAKE ADVANTAGE OF OUR FREE HOUSEHOLD INSURANCE CHECKUP TODAY!