LOOKING TO SAVE MONEY ON YOUR HOMEOWNER'S INSURANCE?

Your home may be the biggest purchase you will ever make and is your most valuable asset!

If you own a home or rental property in Louisiana, you need a local insurance agent who will ensure you are fully covered and be there for you when you have damage and need to file a claim. 

At Apron Agencies, LLC, we will help you find the right fit for your needs while providing you with quality service and affordable pricing. At Apron Agencies, LLC, we have access to many top rated companies and we can find you the best fit at a fair price. 

 We will quickly compare your coverage to ensure that you have the best policy for the most competitive rate. At the same time, we will review your coverage to ensure you won't have any gaps in coverage down the road.

Call Apron Agencies, today and we will show you how we can save you money! (504) 416-0237. 

"Like momma in the kitchen, we got you covered."

YOUR HOME MATTERS - PROTECT AGAINST FLOODING

Did You Know?

One of the most common homeowner's insurance claims is completely preventable? It’s not fires or theft; it’s water damage. This is not damage due to flooding, heavy rainstorms or snow on the roof – rather, it’s due to simple maintenance tasks that are often ignored or go unnoticed.

5 TIPS TO PREVENT WATER DAMAGE

1.        Check hoses for kinks and cracks when you do laundry, and replace your washing machine hose every five years with a high-pressure hose. At a cost of less than $10, it’s an inexpensive way to ward off costly problems.

2.       Check for signs of leakage by inspecting the floor near your water heater and other appliances. Hire a licensed technician to periodically inspect appliances, and replace a water heater that is more than 10 years old.

3.       Check Inspect the refrigerator, dishwasher and outdoor faucets for leaks and crimps.

4.       Place a tub under your kitchen sink to catch leaks before they start.

5.        If you move your refrigerator to clean the floor, do not overextend the icemaker line. Call a licensed technician if you see signs of moisture or brittleness.

We’re here to help with all your home matters. Contact us today at (504) 416-0237, and let us know how we can assist you.

Prevention Pays

How does water damage occur? It’s simple: homeowners fail to check the connection between the water line and their washing machine or other similar appliances. Eventually, the connection fails, and water leaks into the home until someone discovers the mess.

Do a quick check of all your water lines from time to time, especially in low-traffic areas of the home. If you notice anything suspicious, contact a licensed professional to come take a look immediately.

Call us for your free household insurance check up and let us get you the best coverage at the best price!

 

"Like momma in the kitchen, we've got you covered." Apron Agencies, LLC

This flyer is for informational purposes only and is not intended as professional advice. © 2008 – 2010, 2013, 2016 Zywave, Inc. All rights reserved.

WHAT IS AN INSURANCE DECLARATION PAGE?

An Insurance Declaration Page (DEC Sheet) is usually the first page of your insurance policy and often summarizes your coverage by providing the following information:

Who is insured?

What is insured?

How it is insured (what type of coverage)?

How much it is insured for (policy limits)?

How long the insurance policy is valid for (effective and expiration dates)?

Looking through all the pages to understand the basics of your insurance policy would be complicated. The insurance DEC page provides the insurance policyholder with a basic overview of their insurance policy in one area so everything is clearly outlined as well as the costs associated with the coverage listed on the page.

The Insurance Declaration page is the most important part of your insurance policy because:

1. It dictates what insurance coverage you have and how your claim will be paid;

2. It tells you what the limits are for each section of the policy; and

3. It includes the premiums charged for the coverage you have purchased.

The declaration page is then followed by the second most important part of your policy, the policy wording which then defines each of the terms found on the DEC page and how they apply in a claim.

Our agents at Apron Agencies can help you review all the sections of your insurance DEC pages and make sure you understand what insurance you have and how well you will be covered in the event of a claim.

ARE YOU READY TO SAVE MONEY AND GET THE BEST INSURANCE COVERAGE AVAILABLE? TAKE ADVANTAGE OF OUR FREE HOUSEHOLD INSURANCE CHECKUP TODAY!